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Refinancing with an FHA loan

  • You can refinance up to 97% of your home value. FHA even offers up to 85% cash-out, the highest amount of any our home loans! This amount is changing soon. Take advantage of this high cash-out amount before it goes down when FHA guidelines change.

  • Our mortgage application and processing uses exclusive technology that cuts the headaches out of getting an FHA loan. We even offer online document signing!

Buying a home with an FHA loan

  • Your down payment can be as low as 3.5% of the price of the home.

  • FHA also allows seller concessions up to 6% of your home purchase price.

  • First-time home buyers can get a tax credit up to $7500! “First-time home buyers” includes anyone who hasn't owned a home in the past three years.

  • Need a lower payment? Ask a mortgage banker about FHA Rate Break - a 1-year 1% reduction in your interest rate! Instead of taking an ARM, choose FHA Rate Break and enjoy a low payment AND a fixed rate.

Congress has also raised the loan limit on FHA loans across the country! For example, in San Francisco, the FHA loan limit went from $362,790 to $729,750. Higher loan limits mean lower rates for more people! Get in touch with us today: fill out the form on the right or call 888-816-9446 to find out the current FHA loan limit in your county.

 

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